People keep secrets all the time. But some secrets, like how to unlock more money and improve your finances, deserve to be shared.
The truth is there's tons of tricks and secrets the wealthy use to get and stay rich.
But at WebMonkey, we're not fans of gatekeeping. And that's why we're spilling the beans on 10 massive money secrets you can use to improve your finances today.
1. Quit Wasting Money On Car Insurance
A lot of people don't know this, but most people are getting ripped off by their car insurance policy right now.
That's right: the sad truth is most people pay way too much for coverage that's shoddy. And if it's been a while since you've shopped around for quotes, you're probably wasting money right now.
This ends today. Instead, use this free tool to quickly compare more affordable care insurance policies you qualify for.
People are saving upwards of $600 per year with this simple trick. And all you need to do is enter your zip code and a bit of information to find savings.
A couple of minutes one afternoon could mean hundreds of dollars back in your pocket. Plus, you get the satisfaction of not getting ripped off by your auto policy anymore.
SAVE $600+ →2. Put Interest On Ice With These Top Credit Cards!
If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances.
Our credit card experts identified top credit cards for balance transfers that are perfect for anyone looking to pay down debt and not add to it!
Click through to see what all the hype is about!
3. Quit Wasting Money When You Shop Online
Online shopping is a great way to save time and snag deals. But here's a little secret from the rich and savvy: you're probably still overpaying when you shop online.
This ends today. Instead, you can use this free money-saving extension to automatically apply available coupon codes at checkout.
This free tool helps you save at 30,000+ popular stores. It's like having a money-saving assistant right in your pocket, so you never have to search for coupons again.
And when it comes to Amazon, you get even more saving tools. For example, this extension compares prices between sellers to help you find the most affordable option.
Signing up is free and easy. Just download the free extension and quit overpaying when you shop online.
GET FREE SAVINGS →4. Earn Passive Income Through Real Estate
Speaking of passive income…do you have any real estate investments in your portfolio?
Real estate has always been a proven method for wealth building. And the great news is that you don't need to be right anymore to get started.
That's because companies like Arrived are democratizing real estate investing by letting you get started with only $100.
With Arrived, you buy shares of income-producing properties like vacation homes and family rentals. You then earn passive income from the rental income these properties produce.
Arrived shareholders can also earn when properties increase in value. And our favorite part is that Arrived handles everything, from property maintenance to finding tenants.
Don't let real estate investing be exclusively for the wealthy. Instead, earn passive income and start diversifying your portfolio!
REAL ESTATE INCOME →5. Erase Your Debt Today With The Help Of This Nice Company
Here’s the truth: credit card companies get rich by charging insanely high interest rates and by ripping people off.
If you want to get rich, drowning in debt isn't going to help. But you don't have to face the debt-free battle alone anymore.
Instead, you can work with a company like TurboDebt if you have over $10,000 in debts like credit card bills and personal loans.
TurboDebt helps people lower their monthly payments by resolving their painful debts into one single payment with a lower interest rate. And in 2023, its members saved 46% of their total debt before fees on average.
Speaking of fees – you don’t pay any until your debt is settled. And getting started is free and just requires submitting a short online application and speaking with one of TurboDebt's experts to create a custom plan.
DEBT FREE HELP →6. Skyrocket Your Savings With This All-In-One Money App
And this is where the Rocket Money app is your best friend.
This all-in-one money app helps you automatically create a budget that works for you. Plus, it notifies you about upcoming bills and pesky subscriptions you might want to cancel so you stop wasting money.
🚀 Pro Tip: You can also upgrade to Rocket Money Premium or use its free trial to unlock all its features.
This includes an awesome bill negotiation service where Rocket Money's team contacts your major service providers to negotiate better rates for you…so you save money without ever picking up the phone!
Premium costs as little as $4 per month. And it's packed with other features too, like unlimited budgets and free credit reports.
SKYROCKET SAVINGS →7. Stop Home Repairs From Draining Your Bank Account
Home emergencies have a way of happening when you least expect them…but the last thing you want is for a busted water heater or broken appliance to drain your bank account.
This is where a home warranty plan can be a lifesaver, but not many people know this!
Take a company like Choice Home Warranty as an example.
With 2+ million members, it's one of the leading home warranty companies in the business. And it helps homeowners save time and reduce stress by protecting their major home systems and appliances.
Heating, plumbing, electrical, kitchen appliances and more all qualify for coverage. So, you're never on the hook for expensive repairs and can have peace of mind.
Choice Home Warranty has a network of 25,000+ contractors to issue fast repairs as well. And right now, you get your first month of coverage for free after you purchase a plan.
Pro Tip: While you're at it, find affordable pet insurance, renters insurance, and home insurance with Lemonade 🍋 Get a free online quote and make sure you're not wasting money on overpriced insurance.
GET PROTECTED →8. Borrow Up To $750 Before Payday & Don't Wait To Get Paid!
Need a helping hand covering bills and don't want to use your credit card or take out a loan?
Then the EarnIn app¹ has you covered.
With EarnIn, you can access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.
That's right: you get a fee-free cash advance to help hold you over until your next paycheck. You don't pay any interest either, and there's no credit check!
Instead of painful fees, EarnIn uses a “pay what's fair” system. You decide how much to tip, which can be $0 or a small amount you choose.
You can access your cash in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days without paying anything.
To get started, just visit EarnIn, create an account, and quickly link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.
GET $750 →9. Get Paid For Watching Videos & Taking Photos Of Receipts
Did you know you can get paid to watch fun videos and even for taking photos of groceries receipts?
Say hello to a nifty rewards website: InboxDollars.
This free website pays you for buying groceries and everyday essentials and taking a photo of your receipt with its Magic Receipts program.
You can also earn in plenty of other ways…watching movie trailers, answering surveys, shopping online, and even by playing new games.
The best part? New members are getting an instant $5 sign up bonus right now, so it’s the perfect time to apply.
Already tried InboxDollars? Don't sweat it 😎
👉 You can use a website called Scrambly to earn PayPal cash and gift cards by downloading apps and playing fun games.
GET $5 FREE →10. Borrow Up To $50,000 To Crush Your Debt & Bills
If you're currently struggling with piling debt and bills, you're not alone. Millions of families are feeling the pinch right now.
However, you don't need to sit on the sidelines while your finances take a hit.
Instead, you can work with a company called Loan For Personal to borrow up to $50,000 to crush your high-interest debt and other emergency bills.
Loan For Personal offers loans for debt consolidation, and rates can be as low as 6.40% APR. This means you can use the money to potentially pay down painful debts like credit card bills or payday loans to save thousands in interest payments.
You can also find loans for medical bills, home improvement projects, and a range of other expenses.
The best part is that Loan For Personal matches you with the best loans for your situation. And you get your decision within minutes, so applying is fast and free.
👉 Borrow up to $50,000 with Loan For Personal!
11. Protect Your Family With Affordable Life Insurance
A common misconception is that life insurance is super expensive. But nothing could be further from reality.
In fact, you can find affordable term life insurance plans starting as low as $4 per month!
That's because a company called Everyday Life is helping families safeguard their future with affordable life insurance plans.
To get started, you just answer a few short questions about your family and goals. Everyday Life then matches you to the most affordable plan possible that provides the coverage you need.
Members are only paying $15 per month on average; hardly an expensive bill when you consider the peace of mind it can bring to your family.
There are plans for every budget too. And every plan has a 30-day money-back guarantee if you change your mind.
👉 Secure your family's future with Everyday Life.
12. Start Building Your Credit To Unlock Financial Opportunities
Oftentimes, some of the most lucrative financial opportunities require having a decent credit score. But if you have a low score, you don't have to miss out anymore.
Instead, you can use a clever app called Kikoff to begin steadily improving your credit score.
Over a million people already use this app, and it's super simple to get started. You create an account in minutes and then get access to a $750 revolving line of credit that you can use on Kikoff's online store, which sells financial literacy products.
There's no credit check and no interest. As you slowly pay back any purchases, Kikoff reports your on-time payments to two major credit bureaus to help gradually improve your score.
According to Kikoff, members see a 28 point increase on average in just their first month! And the platform has other credit-building and monitoring tools that can help you get your finances back on track.
BUILD CREDIT NOW →👉 8 Debt-Free Shortcuts Crushing Debt For People!
👉 Borrow $100 to $15,000 & Get Paid By Tomorrow!
EarnIn Disclaimers:
1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.
2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.
4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out.