11 Clever Money Moves To Make If You’re Barely Scraping By Financially

By WebMonkey Staff

We've all seen the price of groceries lately…or gas…or just about everything these days.

So if you're scraping by financially, we hear you. But that doesn't mean you have to keep living paycheck to paycheck.

Instead, try these 10 proven money moves to help you make and save more money today 💵😎

1. Stop Overspending At Amazon & 30,000+ Online Stores

Shopping online is an amazing way to find deals while saving time.

But if you're not using this free shopping extension, you're definitely missing out on savings.

That's because this extension automatically applies available coupon codes at 30,000+ online stores. And it even lets you earn rewards that are redeemable for gift cards when you shop at select partners.

It's like having a money-saving assistant on your side at all times. So, say goodbye to digging around for coupon codes that don't work anymore!

Again, this extension and app are both free to download. And it just takes 30 seconds to create your account to unlock consistent savings.

GET CASHBACK →

2. Tackle Your Debt With The Help Of This Nice Company

Are you currently dealing with credit card debt or personal loan debt?

You're not alone. And millions of people are tackling debt these days with how expensive life has gotten.

But here's the thing: interest rates are so painfully high these days that it can feel impossible to ever get ahead on payments.

That's where a company called AmOne is helping people out.

With AmOne, you can get matched to a lower-interest loan that helps you pay off your much higher-interest balances. And AmOne is giving people up to $100,000 to crush their debt for good.

The main benefit? Well, with AmOne, you only have one bill to pay off each month for starters. Plus, personal loans from AmOne start at 6.40% APR, so you can potentially find loans with way lower rates than what you're paying now.

This strategy is helping people save thousands of dollars in interest payments alone. You don't need perfect credit either. And you can dodge your credit card payments this month by wiping out that debt right away.

Getting started is easy too. It only takes a minute and under 10 questions for AmOne to match you to the best personal loan for your unique situation. And you might be surprised at how much you can save by using a company like AmOne.

3. Earn PayPal Cash Just By Downloading Apps & Games

We found a new website that's paying people $600+ per month right now, all for completing fun tasks online.

It's called Freecash. And like the name suggests, it lets you earn free cash in your spare time, all while having a bit of fun.

This rewards platform pays you to play games, answer surveys, shop online, download apps, and more.

It's basically a discovery rewards platform that pays you to have fun. And with 100+ offers, it has something for everyone to start earning.

Plenty of offers pay $20 to $100+ upon completion too. It's really a flexible, easy side hustle that lets you begin earning an online income.

If you're ready to join the action, take 30 seconds and create your Freecash account today.

💵 PS: If you've already tried Freecash, make sure you try Kashkick. This rewards site is packed with offers too, including tons of gaming and shopping ones paying $50+ right now!

GET STARTED →

4. Use This App To Borrow Up To $750 Before Your Next Paycheck

If you need a helping hand to make it to your next paycheck or to cover rent, EarnIn¹ has you covered.

With EarnIn, you can access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.

That's right: you get a fee-free cash advance to help hold you over until your next paycheck. You don't pay any interest either, and there's no credit check!

Instead of painful fees, EarnIn uses a “pay what's fair” system. You decide how much to tip, which can be $0 or a small amount you choose.

You can access your cash in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days without paying anything.

To get started, just visit EarnIn, create an account, and quickly link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.

GET STARTED →

5. Put Interest On Ice With These Top Credit Cards!

If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances.

Our credit card experts identified top credit cards for balance transfers that are perfect for anyone looking to pay down debt and not add to it!

Click through to see what all the hype is about!

6. Get A Slice Of $55,000 In Daily Payouts By Sharing Your Opinion

If you’re willing to answer questions online, you can start a new side hustle that pays you with free gift cards and cash every single week like clockwork.

That's because a company called Survey Junkie is paying people for completing short surveys about entertainment, travel, food, music and more in their spare time.

Right now, it’s paying its members over $55,000 in daily payouts. That’s a lot of cash!

You get to cash out with dozens of free gift cards or PayPal money. Answering just a couple surveys per day on your lunch break or while watching TV can easily be $150+ per week in your pocket.

And if you've tried Survey Junkie, don't sweat it 😎

👉 We suggest trying out Branded Surveys as well. It has some of the highest payout rates in the survey game, and it's already paid out $40+ million to its members.

START EARNING →

7. Earn $142/Week By Watching Videos & Taking Photos Of Receipts

Did you know you can get paid to watch fun videos and even for taking photos of groceries receipts?

That's right: and all you need to do is sign up for InboxDollars.

This free website pays you for buying groceries and everyday essentials and taking a photo of your receipt with its Magic Receipts program.

You can also earn in plenty of other ways…watching movie trailers, answering surveys, shopping online, and even by playing new games.

The best part? New members are getting an instant $5 sign up bonus right now, so it’s the perfect time to apply.

Already tried InboxDollars? Don't sweat it 😎

👉 You can use a website called Scrambly to earn PayPal cash and gift cards by downloading apps and playing fun games.

GET $5 FREE →

8. Quit Getting Ripped Off By Your Car Insurance Company

Has it been ages since you've shopped around for car insurance?

If you're like most people, the answer is “probably.” But this also means you're wasting a ton of money.

In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even cover you when it matters.

Instead of wasting money every month, you can use this free tool instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.

All you have to do is enter your zip code. From there, you can browse the best insurance deals based on your driving history and the discounts you're eligible for.

It could be around $600 per year in savings; not bad for making a simple insurance switch!

Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.

SAVE MONEY NOW →

9. Get A Budget That Actually Helps You Save More Money

When money is tight, it can feel like an impossible battle to save money between your paychecks.

But that's why we love this nifty app that helps people create a budget and get rid of overpriced subscriptions.

Say hello to Rocket Money – an all-in-one finance app that can skyrocket your savings.

With Rocket Money, you can automatically create a budget based on your previous transactions. The app automatically categorizes expenses and helps you spot problem areas of overspending to cut back on.

What's more is that the app helps you spot overpriced subscriptions you should probably cancel to say even more.

Pro Tip 🚀 You can also upgrade to Rocket Money Premium to unlock its very best features to supercharge your savings.

This includes an awesome bill negotiation service where Rocket Money's team contacts your major service providers to negotiate better rates for you…so you save money without ever picking up the phone!

Premium costs as little as $4 per month. And it's packed with other features too, like unlimited budgets and free credit reports, to get your finances back on track.

SKYROCKET SAVINGS →

👉 8 Debt-Free Shortcuts Crushing Debt For People!


EarnIn Disclaimers:

1: EarnIn is a financial technology company, not a bank. EarnIn services may not be available in all states. Bank products are issued by Evolve Bank & Trust, Member FDIC.

2: Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.

3: EarnIn does not charge interest on Cash Outs. EarnIn does not charge membership fees for use of its services. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.

4: Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank. Restrictions and/or third party fees may apply, see Cash Out User Agreement for details.