Living paycheck to paycheck? Don’t stress; we’ve been there before.
But that’s also why we’re here to help. If you want to boost your income but don’t have much free time, these lazy side hustles are for you!
All of these ideas are perfect for beginners. And you can use them to passively pad your bank account with fast cash starting as soon as today! 😎
1. Quit Overpaying At 30,000+ Online Stores
If you're a frequent online shopper, this is the money move for you.
A free shopping extension and app called Capital One Shopping is helping thousands of shoppers save. And that's because it automatically applies available coupon codes at 30,000+ stores to find you the best deals.
Say goodbye to endlessly searching for coupon codes that are expired or don't work!
Plus, Capital One Shopping works on autopilot in the background. When it finds a chance to save, it lets you know.
It's like having a money-saving assistant on your side at all times. And we love that it's free to use and doesn't have any ads or hidden fees.
If you ever spend money online, this extension is a must-download. So take 30 seconds and stop wasting those precious dollars!
GET STARTED →2. Earn Easy Cash & Gift Card Prizes By Sharing Your Opinion
Want an easy way to earn rewards while you watch TV or during your lunch break at work?
Then say hello to Branded Surveys.
This leading market research company has already paid out over $50 million to members. And it's accepting new members again, so you can earn too.
All you have to do is sign up with your email. It's 100% free and takes 30 seconds. You then complete your profile and can start answering short surveys to begin making money.
Surveys ask you about all kinds of topics, ranging from music to your favorite sports teams. And every survey you complete it money in the bank!
You only need $5 to cash out too, which is very low for the world of online surveys. And rewards include PayPal cash and dozens of free gift cards to companies like Amazon and Target.
There's even a nice sign up bonus once you complete your profile. So, get in on the action and begin earning in your spare time!
🤑 BONUS OFFER: Unlock $500+ Per Week With These Top Secret Money Apps
Alright WebMonkeys – I'm going to let you in on a little secret 🤫
Our team has just put together the ultimate list of money making apps that are proven ways to make $500+ per week. Seriously.
We're only sharing this guide with our WebMonkey Insiders right now, so I won't spill all the secrets here.
But if you've ever wanted to make real money right from your phone, this is what you've been looking for…Tested, legit money apps that actually pay people every day.
Want in on the action?
You can check out our WebMonkey Insiders guide here for a limited time. We'll send you the list of proven money apps right to your inbox for you to get started.
These apps have already paid out millions in rewards to members who know about them. It's time you start earning too!
👉 Get the inside scoop on $500+ money apps!
3. Ask This Nice Company To Help You Resolve Your Credit Card Debt
If you’re currently struggling with high-interest debt like credit card bills, it can feel impossible to get ahead financially. However, you don’t have to tackle the debt-free journey alone anymore.
Instead, you can work with one of America’s top debt relief companies, National Debt Relief, to finally help you put your credit card debt behind you.
National Debt Relief can help people with $15,000 or more in debt from credit cards, medical bills, and personal loans become debt-free faster than they would by making minimum payments alone.
It does this by offering clients one single monthly program payment with a lower interest rate. And in some cases, people are becoming debt-free with this strategy in as little as 12 to 48 months.
The best part is that there are zero upfront fees. Getting started is simple, too: Just answer a couple of questions to see if you qualify, and National Debt Relief can create a debt-free plan for your unique situation.
If you’re tired of the endless debt cycle, it’s time to take action. To get started, check if you qualify for National Debt Relief—it’s free!
4. Earn Up To $100+ Per Day With This Super App
How does an extra $100 per day in your pocket sound?
This kind of cash can probably go a long way in helping you pay your bills. And that's why we definitely recommend checking out an app called Super.
With Super, members can earn upwards of $100 per day by playing fun games right on their phone. You can also earn additional rewards by taking surveys, completing short tasks, and checking out cool apps.
To get started, just create a free Super account with your phone number. This unlocks dozens of earning opportunities to help you start stacking cash fast.
When you're ready to cash out, you can redeem your earnings for awesome discounts on hotels and travel plans. Alternatively, upgrade to a Super+ membership and redeem your earnings to your own Super Card, which lets you spend your earnings anywhere, just like cash.
The perks don't stop there either. Super also lets members earn cash back when they shop with their Super Card. It has exclusive coupons and travel deals to help you save too. Plus, Super offers cash advances of up to $250 to help you out if you need quick cash.
Overall, think of Super as a way to supercharge your finances. You can earn and save more money each month with its features, and with members earning upwards of $100 a day, there's some serious money up for grabs!
5. Earn Up To $360 In Cashback With This Slick Card
Want to earn cash-back rewards whenever you should without using a credit card?
Well, the Discover®️ Cashback Debit Checking account is what you're looking for.
This powerful debit card lets you earn 1% cash back on up to $3,000 in monthly spending. And the best part is you don't pay any account fees or go through a credit check to join!
This is up to $360 in free cash back per year, right in your pocket. And we love this card for online shopping or buying groceries and everyday essentials so you get paid to shop.
Plus, this account is packed with other perks. For starters, it lets you access your paycheck up to two days early. There's no minimum balance requirement either. And it even has a network of 60,000+ fee-free ATMs.
Applying is free, fast, and doesn't impact your credit score. So, take a minute or two and make sure you're always earning cash back whenever you swipe your card.
6. Boost Your Credit Score ASAP With This Awesome Company
Your credit score is an incredibly important part of your financial wellness.
It's how lenders approve you for loans or mortgages. And it could be how your landlord decides if you can rent from them or not.
But if you have a low credit score or no credit history, you don't have to stress. Instead, you can use a nice company like Self to begin building your score.
For starters, Self helps you raise your credit score by reporting your on-time payments to all three major credit bureaus. This is 100% free and doesn't even require your credit card or a credit check either!
Seriously. Self can just report your on-time payments and help you improve your score, no strings attached.
You can also upgrade to Self's Credit Builder Account to increase your score even more. With this account, members see an average boost of 49 points in their first 12 months. And it has a variety of plans to choose from so you can pick one that matches your credit goals.
To get started, just enter your email and sign up for Self's free rent reporting feature. You can begin improving your credit score ASAP and upgrade to boost your score even faster when you're ready.
7. Find Missing Money That's Owed To You Right Now
Did you know that the government and other agencies currently owe people billions of dollars in missing money?
That's right…Billions, with a “B.”
The sad truth is that funds from tax returns, paychecks, investment income, and other kinds of asset classes sometimes doesn't get paid out to people. Over time, this is how “missing money” piles up.
However, not all hope is lost! And that's because a tool called BeenVerified is helping people claim any missing money, property, or valuables waiting in their name.
BeenVerified's tools scour government databases and other public records to find out if you're owed money currently. And according to its data, a whopping 1 in 7 people have some kind of missing payment that they're owed.
To make sure you're not getting ripped off, all you have to do is search your name and state to begin a search. BeenVerified then helps you find a potential payday waiting in your name.
There's a $1 7-day trial so you can ensure you're not missing out on any free cash. Afterwards, it costs $29.99 per month, which can be worth paying for if you want ongoing searches to track your incoming cash.
👉 Find missing money waiting in your name!
8. Get A $50 Bonus & Earn 4% APY!
Current is a digital banking solution that's also one of our favorite bonuses right now because of how easy it is to claim.
Right now, Current is paying new members a $50 welcome bonus. Plus, you earn an impressive 4% APY on up to $6,000 in savings.
To get the bonus, just sign up and enter the code WELCOME50. You also need to add a qualifying direct deposit of at least $200.
This is super easy to do if you move over your paycheck deposits for a little while. And we love that Current doesn't charge any bank fees and lets you borrow up to $500 as a cash advance to help you out if money is tight.
👉 Get a $50 bonus from Current!
9. Break Up With Your Overpriced Car Insurance
We have some bad news 👎
There's a strong chance your current car insurance company is ripping you off. And if it's been a while since you've shopped around for lower rates, you could be leaving a lot of money on the table.
Not cool.
But the great news is that you don't need to waste money on overpriced car insurance anymore thanks to NerdWallet's free auto insurance tool.
This powerful tool helps you compare auto insurance rates from nationwide and local partners to find you the lowest rates you qualify for.
Getting started is easy too. All you have to do is enter your Zip code to begin the search, answer a few simple questions, and then compare quotes.
A couple of minutes one afternoon could potentially save you hundreds of dollars a year on your auto coverage if you find lower rates. And it's completely free to check, so you might as well ensure you're not wasting money!
Enter your Zip code with NerdWallet's tool to get started. Hopefully, you can slash your car insurance bill before your next payment is due!
10. Invest In Income-Generating Real Estate With Only $100
Everyone knows real estate investing is a proven path to wealth.
But you don't have to be a millionaire to get started. In fact, you can add income-generating real estate to your portfolio with only $100 thanks to Arrived.
This leading real estate platform lets you buy shares of high-yield rentals from its marketplace. You then receive monthly distributions from the income these rentals generate, leaving sweet passive income in your pocket.
The best part?
You only need $100 to get started. And Arrived adds new investment opportunities all the time for you to expand your income-producing portfolio.
Overall, this is a completely passive and beginner-friendly way to diversify your income. And Arrived's team handles everything; from finding tenants to maintaining properties.
Ultimately, this leaves you with the passive income benefits of a landlord without any of the headaches!
GET STARTED →11. Buy Shares Of Amazon & Tesla Without Being Rich
Everyone thinks you need to be a millionaire to start investing. However, this is a complete and utter lie.
In the olden days, you had to have a lot of wealth to invest. But these days, investing apps like Stash are making investing accessible to everyone.
This leading investing app lets you buy thousands of stocks and ETFs, right from your phone. You can invest with just $1 and buy fractional shares of companies like Amazon and Tesla, and you don’t pay any commission fees either.
Stash also has a variety of automated portfolios if you need a helping hand. This helps you invest on autopilot based on your goals and risk tolerance.
Considering that Stash costs as low as $3 per month, it’s a great way to begin building wealth for your future.
And right now, new Stash members also get a $20 sign up bonus when they make their first investment.
12. Earn 8.1% APY On Idle Cash & Get Up To 15 FREE Stocks
Are you ready to begin investing towards a brighter future? And do you want to earn a whopping 8.1% while snagging some free stocks?
Then Moomoo is for you.
This powerful online trading platform lets members invest in stocks, ETFs, and fractional shares without paying commission fees. And it has trading tools that cater to both complete beginners and experienced investors alike.
Right now, Moomoo also has an incredible promotion. For starters, you can earn 8.1% APY on your uninvested cash that you move over. You also get 5 free stocks if you deposit at least $100 and an extra 10 free stocks when you deposit at least $1,000.
Moomoo has plenty of other perks that make it stand out too. For example, there’s 24/7 phone support for U.S. customers. And there’s even a Paper Trading feature where you can practice trading with virtual funds to practice without risk.
If you’re tired of expensive broker fees and lackluster features, switching to Moomoo makes a world of sense…especially when it has its free stock promotion running.
13. Earn Easy Passive Income With Free Reward Apps
Did you know it's possible to earn free passive income just by using different reward apps?
That's right: you can turn your smartphone into an income machine. All you need to do is try out these apps 👇
💵 Nielsen Panel: Share info about what you watch with this market research panel to earn free cash and gift cards!
💵 MobileXpression: Get free gift cards every month just for sharing your data with this Android and iOS app!
Even earning an extra $25 per week with these apps is over $1,000 per year in free cash back in your wallet. So, try out one or all of these apps to begin earning!
14. Get Financial Compensation For Unfair Injuries
Millions of Americans get injured in the workplace or while going about their daily lives…But most people never seek financial compensation for unfair injuries.
This happens with slips, car accidents, workplace accidents, dog bites, and all sorts of accidents.
If you've been unfairly injured and are out of work or have been out of pocket because of medical expenses, it's time to take action.
You can find personal injury experts who can file a claim to get you paid on your behalf.
This is 100% free, and it only takes a couple of minutes to file a claim online. If your case is a good fit, a lawyer can take on your case and work to ensure you receive the financial compensation you deserve.
👉 File your free claim to get paid.
15. Invest For The Future With Professional Portfolios
Investing can seem like rocket science. But it's something everyone should do. And it can help you build real wealth on autopilot.
But if you need a helping hand with getting started, don't worry – a company called Fruitful has your back.
This platform provides members with expert one-on-one advice from a Certified Financial Planner. This means you can speak to a professional who teaches you how to think about money and invest for your future the right way.
Fruitful also keeps things simple. It offers tailored investment portfolios to match your goals and risk tolerance, all without charging expensive management fees.
Members get other perks too. For example, you can earn a whopping 5% APY with Fruitful's high-yield savings account. And there's even video support sessions with your financial advisor.
Fruitful costs as low as $83 per month. This might sound steep, but it's way cheaper than working with your bank or a traditional financial advisor. And again, there's zero management fees, which is hard to find these days.
Fruitful won't be for everyone. But if you want to accelerate your wealth and begin investing the right way, it's worth checking out.
BONUS – Earn Free Cash By Completing Fun Online Tasks
Want a truly lazy side hustle idea?
How about getting paid to play games and answer questions the next time you sit down to binge Netflix?
With the right reward websites, this is entirely possible. In fact, people are earning $600+ per month right now, all from the comfort of their own home.
Here are some of our favorite reward platforms at WebMonkey that you can try:
👉 Freecash: Play games, watch videos, and shop online to earn cash and free gift cards!
👉 Kashkick: Download new apps and play fun mobile games to get PayPal money!
👉 Survey Junkie: Answer short surveys in your spare time and cash out with PayPal or gift cards to companies like Amazon!
Again, even earning $20 a day with these kinds of sites is $600+ in monthly income. And this is something anyone can do while watching TV or relaxing around the house.
Struggling With Debt? 👉 These 7 Clever Shortcuts Help You Crush Debt Fast!
Note: Capital One Shopping compensates us when you sign up with the provided links.