5 Legal Hacks Debt Collectors Don’t Want You To Know

If you’re currently struggling with high-interest debt like credit card bills, it can feel impossible to get ahead financially. However, you don’t have to tackle the debt-free journey alone anymore.

Instead, you can work with leading debt relief companies to finally put your credit card debt behind you.

These companies help people with over $10,000 in debt from credit cards, personal loans, medical bills, and collections. And in some cases, people are becoming completely debt free in as little as 12 months!

The best part is that there are zero upfront fees. Getting started is simple, too: Just answer a couple of questions to see if you qualify. You then get a debt-free plan for your unique situation.

If you’re tired of the endless debt cycle, it’s time to take action. To get started, check if you qualify for fast debt relief—it’s free and only takes 30 seconds!

Your credit score is an incredibly important part of your financial wellness. But if you have a low credit score or no credit history, you don't have to stress.

Instead, you can use a nice company like Self to begin building your score.

“Self” is a 2 in 1 solution that will allow you to easily get a loan and improve your score!

On average, Self customers who start under 600 and make on-time payments see a 49 point increase in their credit score.

Seriously. Self can just report your on-time payments and help you improve your score, no strings attached.

To get started, just enter your email and sign up for Self in 30 seconds. You can begin improving your credit score ASAP and upgrade to boost your score even faster when you're ready.

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.24% – 27.24% Variable).

Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back (Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.24% – 27.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2026!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% – 27.24% Variable).

Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now!

Did you know that the government and other agencies currently owe people billions of dollars in missing money?

That's right…Billions, with a “B.”

The sad truth is that funds from tax returns, paychecks, investment income, and other kinds of asset classes sometimes doesn't get paid out to people. Over time, this is how “missing money” piles up.

However, not all hope is lost! And that's because a tool called BeenVerified is helping people claim any missing money, property, or valuables waiting in their name.

BeenVerified's tools scour government databases and other public records to find out if you're owed money currently.

According to its data, a whopping 1 in 7 people have some kind of missing payment that they're owed. And the average claim value is around $1,850 to $2,080 but can be even higher in some cases!

To make sure you're not getting ripped off, all you have to do is search your name and state to begin a search. BeenVerified then helps you find a potential payday waiting in your name.

There's a $1 7-day trial so you can ensure you're not missing out on any free cash. Afterwards, it costs $29.99 per month, which can be worth paying for if you want ongoing searches to track your incoming cash.

👉 Find missing money waiting in your name!

If you need a helping hand to make it to your next paycheck, EarnIn¹ has you covered.

With EarnIn, you can access $100 per day of your upcoming paycheck² and up to $750 per pay period! Plus, you don't pay any membership fees for using the app³.

That's right: you get a fee-free cash advance to help hold you over until payday. You don't pay any interest either, and there's no credit check!

That's because EarnIn uses a “pay what's fair model” where you decide how much to tip, which can be $0 or a small amount you choose.

You can also access the cash advance in a couple of minutes. This Lightning Speed payment charges a small fee⁴. Otherwise, you'll get your free cash advance in just a few days.

Note that to qualify for EarnIn, you need steady paychecks and to be employed. But if you receive regular paychecks, you can likely qualify for an advance.

To get started, just visit EarnIn, create an account, and then link your bank and employment info. EarnIn then verifies your paycheck and you're off to the races.

👉 Try out EarnIn today!

Struggling to save money each month?

We hear you. Everything is so expensive right now. But that's why it's crucial to have a budget that works for you and to find ways to save money.

This is where the Rocket Money app is your best friend.

This all-in-one money app helps you automatically create a budget that works for you. Plus, it notifies you about upcoming bills and pesky subscriptions you might want to cancel.

🚀 Pro Tip: You can also upgrade to Rocket Money Premium or use its free trial to unlock all its features.

This includes an awesome bill negotiation service where Rocket Money's team contacts your major service providers to negotiate better rates for you…so you save money without ever picking up the phone!

Premium costs as little as $4 per month. And it's packed with other features too, like unlimited budgets and free credit reports.