We've all heard that your credit score is important. But learning how to improve it can feel like jumping through hoops.
However, your credit score isn't something you can ignore. After all, a low credit score often means difficulties landing housing, borrowing money, or even qualifying for a new job.
Thankfully, a company called Self is helping people boost their credit scores quickly. In fact, its members see an average credit score bump of 47 points in just 12 months.
If you want to take control of your credit score and your finances, this nice company can help. Let's dive into everything Self has to offer so you can decide if it's right for you!
How Self Can Help You Boost Your Credit Score
Self is a leading “credit-building toolkit” that's already helped thousands of people boost their credit scores while getting their finances back on track.
The company does this in a few ways. For starters, Self members can have their on-time rent and phone bill payments reported to all three major credit bureaus for free. Over time, these on-time payments help you improve your credit score without having to lift a finger.
This feature is 100% free. Plus, members see an average boost of 15 points with this on-time reporting feature alone.
And if you want to take your credit score to the next level, Self has a few other powerful tools you can consider.
Introducing The Self Card – Take Your Credit Score To The Next Level
Self recently introduced the Self Visa Card – a nifty secured card that's another easy way to start improving your credit score.
You can apply for this card in just a few minutes. Once you're approved, you choose your security deposit and starting credit limit. You can then use your card for everyday purchases, and as you pay it back on time, Self reports your payments to help improve your score!
The minimum deposit requirement is only $100, so this is an accessible way to begin building your credit. Plus, Self is currently waiving the annual fee, so it's $0 for your first year and only $25 annually afterwards.
This card is also powered by Visa. That means it works anywhere Visa is accepted and comes with perks like Visa's $0 Liability Protection so you can spend with confidence.
👉 Start Improving Your Credit Score With Self!
Other Ways Self Can Help Your Credit Score
If you're not on the market for a new secured card, Self has other tools you can use to steadily improve your credit score.
Its other flagship product is its Self Credit Builder Account.
This is a simple-yet-effective secured installment loan that you pay off in monthly installments. Self reports your on-time payments, and at the end of the loan term, you get your money back minus a small fee.
Credit builder loans through Self start as low as $25 per month. And the final cost for a 24-month credit builder loan is only $89; definitely worth it if it helps you improve your credit score!
Over a million people have already used Self's credit builder loans to get back on track. You can do the same in just a few minutes!
On top of that, Self has tons of other perks, including:
👉 No hard pull on your credit when applying for a Self Credit Builder Account
👉 On-time credit score tracking
👉 Reporting to all three major credit bureaus
👉 The ability to cancel your plans anytime
If this sounds up your alley, you can sign up and become a Self member with your email and in just a few minutes. From there, explore its range of free and affordable tools to finally begin building your credit.
Other Useful Credit-Building Tools To Consider
We think Self is one of the best ways for people to take charge of their credit scores. But it's far from your only option!
Some other useful tools you should have in your financial toolkit include:
💵 Credit America: Find the leading 0% APR cards and secured cards and break up with expensive bank fees!
💵 TurboDebt: Have $10,000+ in debt like personal loans or credit card bills? This leading debt relief service can help you become debt-free way faster.
💵 EarnIn: This nifty cash advancing app lets you borrow up to $150 day against an upcoming paycheck – for a total of $750 per pay period. Stop waiting forever to get paid when there are bills to pay!
💵 Alleviate Tax: If you have $10,000+ in late tax debt, this nice company can help you get the IRS off your back.
In any case, between Self and these reputable companies, you can begin working on your credit score and improving your finances today.