If you have $1,000 or more in your checking account, it's time to give yourself a massive pat on the back.
This financial milestone means you're well on your way to building up your savings. But don't take your foot off of the gas!
Instead, we suggest using these 7 smart money-moves to ensure your money is working hard for you and continues to grow 😎
1. Try Out Current's No-Fee Banking Solution + Get A $50 Bonus!
Current is a digital banking solution that's also one of our favorite bonuses right now because of how easy it is to claim.
Right now, Current is paying new members a $50 welcome bonus. Plus, you earn an impressive 4% APY on up to $6,000 in savings.
To get the bonus, just sign up and enter the code WELCOME50. You also need to add a qualifying direct deposit of at least $200.
This is super easy to do if you move over your paycheck deposits for a little while. And we love that Current doesn't charge any bank fees and lets you borrow up to $500 as a cash advance to help you out if money is tight.
👉 Get a $50 bonus from Current!
2. Ask This Nice Company To Help You Resolve Your Credit Card Debt
If you’re currently struggling with high-interest debt like credit card bills, it can feel impossible to get ahead financially. However, you don’t have to tackle the debt-free journey alone anymore.
Instead, you can work with one of America’s top debt relief companies, National Debt Relief, to finally help you put your credit card debt behind you.
National Debt Relief can help people with $15,000 or more in debt from credit cards, medical bills, and personal loans become debt-free faster than they would by making minimum payments alone.
It does this by offering clients one single monthly program payment with a lower interest rate. And in some cases, people are becoming debt-free with this strategy in as little as 12 to 48 months.
The best part is that there are zero upfront fees. Getting started is simple, too: Just answer a couple of questions to see if you qualify, and National Debt Relief can create a debt-free plan for your unique situation.
If you’re tired of the endless debt cycle, it’s time to take action. To get started, check if you qualify for National Debt Relief—it’s free!
3. Boost Your Credit Score ASAP With This Awesome Company
Your credit score is an incredibly important part of your financial wellness.
It's how lenders approve you for loans or mortgages. And it could be how your landlord decides if you can rent from them or not.
But if you have a low credit score or no credit history, you don't have to stress. Instead, you can use a nice company like Self to begin building your score.
For starters, Self helps you raise your credit score by reporting your on-time payments to all three major credit bureaus. This is 100% free and doesn't even require your credit card or a credit check either!
Seriously. Self can just report your on-time payments and help you improve your score, no strings attached.
You can also upgrade to Self's Credit Builder Account to increase your score even more. With this account, members see an average boost of 49 points in their first 12 months. And it has a variety of plans to choose from so you can pick one that matches your credit goals.
To get started, just enter your email and sign up for Self's free rent reporting feature. You can begin improving your credit score ASAP and upgrade to boost your score even faster when you're ready.
4. Find Missing Money That's Owed To You Right Now
Did you know that the government and other agencies currently owe people billions of dollars in missing money?
That's right…Billions, with a “B.”
The sad truth is that funds from tax returns, paychecks, investment income, and other kinds of asset classes sometimes doesn't get paid out to people. Over time, this is how “missing money” piles up.
However, not all hope is lost! And that's because a tool called BeenVerified is helping people claim any missing money, property, or valuables waiting in their name.
BeenVerified's tools scour government databases and other public records to find out if you're owed money currently. And according to its data, a whopping 1 in 7 people have some kind of missing payment that they're owed.
To make sure you're not getting ripped off, all you have to do is search your name and state to begin a search. BeenVerified then helps you find a potential payday waiting in your name.
There's a $1 7-day trial so you can ensure you're not missing out on any free cash. Afterwards, it costs $29.99 per month, which can be worth paying for if you want ongoing searches to track your incoming cash.
👉 Find missing money waiting in your name!
5. Earn Up To $360 In Cashback With This Slick Card
Want to earn cash-back rewards whenever you should without using a credit card?
Well, the Discover®️ Cashback Debit Checking account is what you're looking for.
This powerful debit card lets you earn 1% cash back on up to $3,000 in monthly spending. And the best part is you don't pay any account fees or go through a credit check to join!
This is up to $360 in free cash back per year, right in your pocket. And we love this card for online shopping or buying groceries and everyday essentials so you get paid to shop.
Plus, this account is packed with other perks. For starters, it lets you access your paycheck up to two days early. There's no minimum balance requirement either. And it even has a network of 60,000+ fee-free ATMs.
Applying is free, fast, and doesn't impact your credit score. So, take a minute or two and make sure you're always earning cash back whenever you swipe your card.
6. Break Up With Your Overpriced Car Insurance
Having some money in the bank is great. But this doesn't mean you should be wasting money on things like overpriced car insurance.
However, tons of people are getting overcharged these days. In fact, you could be wasting $600 every year on overpriced car insurance that doesn't even cover you when it matters.
Instead of wasting money every month, you can use this free tool instead. It quickly compares quotes from top nationwide and local insurance providers to help you find the best deals possible.
All you have to do is enter your zip code. From there, you can browse the best insurance deals based on your driving history and the discounts you're eligible for.
It could be around $600 per year in savings; not bad for making a simple insurance switch!
Again, this tool is free and super easy to use. So, take a few minutes and make sure you're not getting gouged each month by your insurance company.
GET STARTED →7. Invest In Income-Generating Real Estate With Only $100
Everyone knows real estate investing is a proven path to wealth.
But you don't have to be a millionaire to get started. In fact, you can add income-generating real estate to your portfolio with only $100 thanks to Arrived.
This leading real estate platform lets you buy shares of rental properties and vacation homes. You then earn dividends from the rental income these properties produce.
This is a completely passive and beginner-friendly way to diversify your income. And Arrived's team handles everything; from finding tenants to maintaining properties.
Ultimately, this leaves you with the passive income benefits of a landlord without any of the headaches.
8. Get $350+ In Bonuses & Find The Best Checking Account
Want to earn hundreds of dollars in free cash bonuses and find the top checking accounts paying people right now?
Then you need to check out SuperMoney.
With SuperMoney, you can explore dozens of the top saving accounts that match your goals and income. And this includes tons of accounts with juicy cash sign up bonuses, cash-back rewards, and other perks.
SuperMoney makes it easy to compare banks and checking accounts instead of searching around the web yourself, which can take hours of work.
Right now, some of its partners are also paying $350+ in cash sign up bonuses to new members. And some accounts also pay 1% to 2% cash back and don't charge any monthly fees!
SuperMoney is completely free to use too. So, take a few minutes and find the best checking account offers going on right now!
9. Invest In Shares Of Amazon, Apple & Microsoft With Only $5!
Did you know you can earn passive income by investing in companies like Amazon, Apple, Tesla, and Microsoft?
You don't need to be rich or have thousands of dollars to get started either.
That's because platforms like Stash let you invest in thousands of stocks and ETFs with no add-on commission fees¹. Plus, you can invest in fractional shares with as little as $0.05; so anyone can get started.
This is an excellent way to earn passive income, especially if you invest in dividend stocks.
And right now, new members also get a $5 bonus when they open an account and fund it with at least $5*.
GET STARTED →10. Start A New Side Hustle Stack To Keep Earning!
One final money move for you to try is to keep the income rolling in.
This is where a side hustle stack is crucial. After all, picking up side hustles is one of the best ways to accelerate your wealth building and to get ahead.
At WebMonkey, we love testing out different money-making ideas. Here are some of our all-time favorites:
👉 Freecash: Earn PayPal cash and gift cards for playing games and completing fun online tasks.
👉 Branded Surveys: Share your opinion to earn gift cards and free cash prizes!
👉 Kashkick: Earn PayPal cash just by downloading apps and playing new mobile games.
👉 DoorDash: Be your own boss and make money by delivering food as a DoorDash courier.
Even earning an extra $250 a week with a side hustle is an extra $13,000 per year! And this is certainly realistic if you start your own side hustle stack.
11. Protect Your Family With Affordable Life Insurance
A common misconception is that life insurance is super expensive. But nothing could be further from reality.
In fact, you can find affordable term life insurance plans starting as low as $4 per month!
That's because a company called Everyday Life is helping families safeguard their future with affordable life insurance plans.
To get started, you just answer a few short questions about your family and goals. Everyday Life then matches you to the most affordable plan possible that provides the coverage you need.
Members are only paying $15 per month on average; hardly an expensive bill when you consider the peace of mind it can bring to your family.
There are plans for every budget too. And every plan has a 30-day money-back guarantee if you change your mind.
👉 Secure your family's future with Everyday Life.
12. Invest Like A Pro & Get One-On-One Financial Guidance
Investing can seem like rocket science. But it's something everyone should do. After all, it's how you build real wealth in the long run.
But if you need a helping hand with getting started, don't worry – a company called Fruitful has your back.
This platform provides members with expert one-on-one advice from a Certified Financial Planner. This means you can speak to a professional who teaches you how to think about money and invest for your future.
Fruitful also keeps things simple. It offers tailored investment portfolios to match your goals and risk tolerance, all without charging expensive management fees.
Members get other perks too. For example, you can earn a whopping 5% APY with Fruitful's high-yield savings account. And there's even video support sessions with your financial advisor.
Fruitful costs as low as $83 per month. This might sound steep, but it's way cheaper than working with your bank or a traditional financial advisor. And again, there's zero management fees, which is hard to find these days.
Fruitful won't be for everyone. But if you want to accelerate your wealth and begin investing the right way, it's worth checking out.
Struggling With Debt? 👉 These 7 Clever Shortcuts Help You Crush Debt Fast!
Looking For Fast Cash? 👉 Borrw Up To $15,000 & Get Paid By Tomorrow!
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Holdings and performance are hypothetical. Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. This information is for educational purposes only and should not be construed as tax, investment, or legal advice.
*Offer is subject to T&Cs
1 Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.